Blood Pressure

No current or past history of blood pressure treatment. Blood Pressure not greater than 140/85. (varies by company).

Well Controlled for the last 2 years and Blood Pressure not more than 150/90. (varies by company) .

Well Controlled for the last 2 years and Blood Pressure not more than 150/90 - age 60 and younger, 155/95 - age 61 and over. (varies by company) .

Well Controlled for the last 2 years and Blood Pressure not more than 150/90 - age 60 and younger, 155/95 - age 61 and over. (varies by company) .

Cholesterol

Under 220

Under 240 Treated Cholesterol allowed if controlled for the last two years.

Under 280

Under 280

Cholesterol / HDL Ratio

Less than 5.0 (varies by company) .

Less than 6.5 (varies by company) .

Less than 7.0 (varies by company) .

Less than 8.0 (varies by company) .

History of cancer

Only few companies provide in case of certain type of skin cancer.

Available only with certain types of skin cancer.

It depends on your specific cancer history.

It depends on your specific cancer history.

Family Medical History

No death or diagnosis among parents or siblings from cardiovascular disease, stroke, or cancer before age 60.

No death among parents from cardiovascular disease, stroke, or cancer before age 60.

No death of more than one parent before age 60.

No death of more than one parent before age 60.

Use of any Tobacco Products

Must not have used any tobacco or nicotine based products in the last 3 years.

Must not have used any tobacco or nicotine based products in the last 1-2 years. (varies by company) .

Must not have used any tobacco or nicotine based products in the last 1-3 years. (varies by company) .

No use in the last 12 months.